Uniform Lifetime Table to Calculate 401k Minimum Required Distributions (MRDs)

401k Participants have seen growth rates of 50% over the past 7 years. Long Term Contributors saw their savings grow from $67,785 in 1999 to $102,014 in the year 2005.
Fact: Employee Benefit Research Institute and the Investment Company Institute (EBRI).

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Uniform Lifetime Table to Calculate 401k Minimum Required Distributions (MRDs)

To Calculate the MRD, example:

If Retiree turns 77 during this year, the MRD is calculated as:

MRD = Market Value of Retirement Savings / Divisor
MRD = $250,000 / 21.2
MRD = $11,793

Age of 401k Retirement Savings Account Owner	Divisor
70	27.4
71	26.5
72	25.6
73	24.7
74	23.8
75	22.9
76	22
77	21.2
78	20.3
79	19.5
80	18.7
81	17.9
82	17.1
83	16.3
84	15.5
85	14.8
86	14.1
87	13.4
88	12.7
89	12.0
90	11.4
91	10.8
92	10.2
93	9.6
94	9.1
95	8.6
96	8.1
97	7.6
98	7.1
99	6.7
100	6.3
101	5.9
102	5.5
103	5.2
104	4.9
105	4.5
106	4.2
107	3.9
108	3.7
109	3.4
110	3.1
111	2.9
112	2.6
113	2.4
114	2.1
115 and older	1.9