Free 401k Retirement Calculators To access the free 401k Retirement Calculator, go here. Here is a snapshot of the calculator: Notes from the 401k Calculator:  Your payments or contributions are made at the END of the periods.  The maximum 401k contributions per year that you are allowed to make are controlled by the IRS. For example, the maximum 401k contributions for the year 2006 are $15000. Go here to learn more about the maximum 401k contributions. The calculator is not functioned to determine whether you are over contributing money or not.  The final numbers generated are rounded off and only approximations, and should only be used as a guide. Sample Calculations:  Current 401k Balance: $30,000  Current Annual Income: $40,000  Expected Annual Salary Increase: 3% (this means your salary or Gross Wage goes up by 3% each year)  Percent of Salary Withheld for 401k: 5% (this is the annual percentage of your salary that goes towards making 401k contributions). You can change it from monthly, quarterly, semiannually, annually, etc.  Employer Match: 100% and 5% (this is the percentage amount that your employer contributes towards your 401k plan every year. Your employer will therefore contribute 100% of a maximum of 5% of your annual salary. You can change it from monthly, quarterly, semiannually, annually, etc).  Years to Fund: 8 years (this is the # of years you would like your 401k retirement savings to grow).  Average Annual Interest Rate Earned: 5% (this is how much interest rate compounded annually that your contributions earn). Press View Schedule Fund 401(k) for 8 years
