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Advantages of Making Salary Deferral 401k Contributions
5 Characteristics of your 401k
Effects of the Pension Protection Act of 2006 on Lump Sum 401k Distributions
Tax Increase Prevention & Reconciliation Act of 2005 and 401k Retirement Plans
What Happens to your 401k when you are Divorced?
Risks of Investing 401k Retirement Plan Savings in Company Stock
Become a Millionaire with your 401k Plan
Roth 401k - A Look at the Final Roth 401k Rules
Common Files
401k Retirement Plan
401k Rollover
401k Loans
401k Calculator
401k Contribution Limits
401k Withdrawal Rules
401k Saver's Tax Credit
Roth IRA Contribution Limits
Roth IRA Rules
IRA Rollover

Benefit Offset - 401k Retirement Glossary

Benefit offset is when a 401k retiree does not have receive the full benefits and payments from his 401k retirement plan because he owes money to the plan. This is a typical case when a retiree borrows a 401k loan and is not able to repay it back.

The US Social Security Act allows 401k administrators to withhold 10% of a retiree's 401k savings in order to settle any unpaid balances.